This Is the Home I Should Be Living In
Jenny shares her actual operating costs for the wood-frame home she lives in and the fire resistant concrete home she built in Paradise, CA. Real operating costs compared; utilities, maintenance, insurance, and solar for a wood-frame home versus a fire-resistant concrete home in California. Actual numbers from two real homes. 30-year retirement projections included.
Why ICF Homes Are Insurable, When Wood-Frame Homes Are Not
Major insurers are leaving California. Wood-frame homes in fire zones are being quoted $6,000–$12,000 per year — when coverage is available at all. This is why a concrete ICF home in Paradise, CA gets fire insurance for $2,800 per year, and what that means for your long-term costs.