Your PG&E Bill Is Now A Wildfire Bill
You can't opt out of California's utility system. But you can build a home that draws almost nothing from it.
Why Insulated Concrete Homes Are Insurable, When Wood-Frame Homes Are Not
Major insurers are leaving California. Wood-frame homes in fire zones are being quoted $6,000–$12,000 per year — when coverage is available at all. This is why a concrete ICF home in Paradise, CA gets fire insurance for $2,800 per year, and what that means for your long-term costs.